To obtain a comprehensive cover on your policy terms, the best thing to do is consult a broker. We will certainly offer you the most adequate covers that will meet your needs.
1) Third Party Cover:
It is compulsory to insure a vehicle prior to using it on public roads. Third Party car insurance will cover you for any material damage or bodily injury caused to others by your fault.
2) Optional Covers:
Personal Accident cover:
This cover provides protection for injuries sustained by the driver himself (or car occupants). Sums insured are specified in the policy depending on the capital the insured wants to buy.
Collision coverage provides coverage for an insured's vehicle that is involved in an accident, subject to a deductible amount. This coverage is designed to provide payments to repair the damaged vehicle, replica watches or payment of the cash value of the vehicle if it is beyond repair
It covers the vehicle you may be driving for losses resulting from accidents other than collisions. For example, comprehensive insurance provides cover if your car is stolen or damaged by flood, fire, or animals.
It includes the cost of repairs or compensation to the insured if their vehicle is damaged by fire, rolex replica lightning or explosion (included in a comprehensive policy).
It covers the cost of repairs or compensation to the insured if their vehicle is damaged either during attempted theft or while it is stolen and not recovered.
Breakage of Glass Cover:
Standard in a comprehensive policy.
This guarantee covers costs for car towing and repatriation.
Legal protection (for defense and appeal):
Legal costs incurred while defending a claim and representation costs following a prosecution for a motor offence which may give rise to a claim.